Reading Comprehension

J&K Bank PO · English Language · 40 practice questions with answers and explanations: 16 Easy, 24 Medium, 0 Hard.

Sample questions

Sample Easy question 1

Read the passage and answer the question that follows. Digital payments have made everyday transactions faster, but they have also given fraudsters new ways to operate. A common trick begins with a message or call claiming to come from a bank, warning that an account will be blocked unless the customer shares a one-time password. The target, alarmed by the deadline, often responds before thinking. Banks repeatedly advise that no genuine employee will ever ask for a password, a PIN or an OTP. Another risk comes from fake links that imitate real websites; a single careless click can hand over login details. Experts suggest a few simple habits: check the sender carefully, never share confidential codes, use only official apps, and report suspicious messages immediately. They add that speed is the fraudster's greatest ally, so pausing for even a minute to verify a request can prevent a large loss. Question: What does the passage say a genuine bank employee will never ask for?

  1. A password, PIN or OTP
  2. The customer's account number
  3. The customer's address
  4. A copy of an old cheque
Show answer

Answer: A. The passage says no genuine employee will ever ask for a password, a PIN or an OTP.

Sample Easy question 2

Read the passage and answer the question that follows. Digital payments have made everyday transactions faster, but they have also given fraudsters new ways to operate. A common trick begins with a message or call claiming to come from a bank, warning that an account will be blocked unless the customer shares a one-time password. The target, alarmed by the deadline, often responds before thinking. Banks repeatedly advise that no genuine employee will ever ask for a password, a PIN or an OTP. Another risk comes from fake links that imitate real websites; a single careless click can hand over login details. Experts suggest a few simple habits: check the sender carefully, never share confidential codes, use only official apps, and report suspicious messages immediately. They add that speed is the fraudster's greatest ally, so pausing for even a minute to verify a request can prevent a large loss. Question: The word 'confidential' in the passage is closest in meaning to:

  1. Temporary
  2. Expensive
  3. Secret and private
  4. Official
Show answer

Answer: C. Confidential details are meant to be kept private.

Sample Easy question 3

Read the passage and answer the question that follows. In mountain regions, water often seems plentiful in spring and scarce by late summer. Snow melts quickly, streams swell, and much of the water runs away to the plains before farmers can use it. Some villages have revived an old practice of building small channels and stone-lined ponds that slow the flow and let water sink into the soil. These structures are cheap, need little machinery and are maintained by the community. Studies of such villages suggest that springs which had nearly dried up have begun to flow for longer periods. Planting native trees along the slopes strengthens the effect, because roots hold the soil and help rain to soak in instead of washing away. Planners now argue that these low-cost methods should be supported alongside large dams, since they protect the water source itself rather than only storing what is already in the river. Question: According to the passage, why do small channels and ponds help?

  1. They stop snow from melting
  2. They replace the need for trees
  3. They carry water quickly to the plains
  4. They slow the water so that it can sink into the soil
Show answer

Answer: D. The passage says they 'slow the flow and let water sink into the soil'.

Sample Medium question 4

Read the passage and answer the question that follows. A quiet valley that once relied almost entirely on farming has found a second source of income in tourism. Visitors come for the scenery, but increasingly also for local food, handicrafts and the chance to stay with families in village homes. This has brought a steady income to households that previously earned from a single harvest a year. At the same time, residents worry about the strain on the place itself: crowded roads, rubbish near streams and rising prices for ordinary goods. Some village councils have begun to limit the number of vehicles on narrow lanes, and local groups organise regular clean-up drives. The lesson, according to one economist, is that tourism works best when the people who live in a place decide how much of it to share. Otherwise, the very beauty that attracts visitors can slowly be worn away. Question: Which of the following can be inferred from the passage?

  1. Households earn nothing from farming now
  2. Unplanned tourism could damage the qualities that draw visitors
  3. Tourism has no effect on prices
  4. Village councils oppose all vehicles
Show answer

Answer: B. The passage warns that the beauty that attracts visitors can be worn away.

Sample Medium question 5

Read the passage and answer the question that follows. A quiet valley that once relied almost entirely on farming has found a second source of income in tourism. Visitors come for the scenery, but increasingly also for local food, handicrafts and the chance to stay with families in village homes. This has brought a steady income to households that previously earned from a single harvest a year. At the same time, residents worry about the strain on the place itself: crowded roads, rubbish near streams and rising prices for ordinary goods. Some village councils have begun to limit the number of vehicles on narrow lanes, and local groups organise regular clean-up drives. The lesson, according to one economist, is that tourism works best when the people who live in a place decide how much of it to share. Otherwise, the very beauty that attracts visitors can slowly be worn away. Question: Which of the following is NOT stated in the passage?

  1. Local groups organise clean-up drives
  2. Some councils limit vehicles on narrow lanes
  3. Tourism has made farming impossible in the valley
  4. Households earn more steadily than before
Show answer

Answer: C. The passage never says farming became impossible.

Sample Medium question 6

Read the passage and answer the question that follows. Online learning has opened classrooms to students who live far from good schools, but it has also exposed a quiet problem: attention. In a physical classroom a teacher can see when a student is lost and slow down. On a screen, a student can disappear behind a muted microphone and a switched-off camera. Researchers who studied thousands of online courses found that most learners who quit did so in the first two weeks, usually after missing a few lessons and feeling unable to catch up. Courses that sent short reminders, split lessons into ten-minute parts and offered quick quizzes kept far more learners going. The researchers concluded that technology alone does not teach; what matters is how well a course imitates the small signals of a good teacher, such as encouragement, pacing and feedback. Question: The passage is mainly about:

  1. The history of the camera
  2. Why teachers dislike technology
  3. Why online learners drop out and what keeps them going
  4. How to build a school building
Show answer

Answer: C. It discusses attention problems, dropouts and the course features that help.

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