Financial Institutions & Regulators

J&K Bank PO · General & Financial Awareness · 19 practice questions with answers and explanations: 8 Easy, 10 Medium, 1 Hard.

Sample questions

Sample Easy question 1

Which body regulates pensions, including the National Pension System (NPS)?

  1. NABARD
  2. SEBI
  3. IRDAI
  4. PFRDA
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Answer: D. The Pension Fund Regulatory and Development Authority regulates pension funds.

Sample Easy question 2

Which bank is the apex institution for agriculture and rural development in India?

  1. NHB
  2. SIDBI
  3. NABARD
  4. EXIM Bank
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Answer: C. The National Bank for Agriculture and Rural Development was set up in 1982.

Sample Easy question 3

Where is the headquarters of J&K Bank?

  1. New Delhi
  2. Srinagar
  3. Jammu
  4. Leh
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Answer: B. The Jammu & Kashmir Bank Limited is headquartered in Srinagar.

Sample Medium question 4

Regional Rural Banks (RRBs) were set up in India in:

  1. 1949
  2. 1975
  3. 1969
  4. 1991
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Answer: B. RRBs were established in 1975 and governed by the Regional Rural Banks Act, 1976.

Sample Medium question 5

Which organisation operates payment systems such as UPI and RuPay?

  1. SEBI
  2. NPCI
  3. IRDAI
  4. NABARD
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Answer: B. The National Payments Corporation of India is the umbrella organisation for retail payments.

Sample Medium question 6

The money market deals in funds for a period of:

  1. Up to one year
  2. More than ten years
  3. Perpetual instruments
  4. Five to ten years
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Answer: A. Money market instruments, such as treasury bills, mature within a year.

Sample Hard question 7

The New Development Bank, set up by the BRICS countries, is headquartered in:

  1. New Delhi
  2. Shanghai
  3. Johannesburg
  4. Moscow
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Answer: B. The NDB is based in Shanghai, China.

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